Personal or Sole Proprietor Interest Checking

INTEREST BEARING ACCOUNTS

Provides individuals or sole proprietors the convenience of unlimited check writing and earned interest, based on account balance. Personal or Sole Proprietor Interest Checking features:

• No per check fees
• No service charge with a $1,000 minimum, monthly average balance
  ($8 monthly fee if balance falls below the monthly average)
• $100 minimum opening deposit

PERSONAL OR BUSINESS MONEY MARKET ACCOUNT

This account maximizes individual earnings with a tiered rate. Personal or Business Money Market accounts feature:

• No per check fees
• Tiered rate account
• $1,000 minimum opening deposit
• No service charge with a $2,500 minimum daily balance
  ($10 monthly fee if daily balance falls below monthly average)
• Money Market rate applies on daily balance of $2,500 or more
• Interest checking rate applies on daily balances below $2,500
• Federal activity limits apply

REGULAR OR BUSINESS SAVINGS ACCOUNT

Opening a savings account for business or personal use is a great way to earn money on your investments. A Coast savings account features:

• $300 minimum balance
  ($5 monthly fee if balance falls below monthly minimum  except for
  account holders under the age of 18 with a parent/guardian signature)
• Three free withdrawals per month
  ($2 per transaction for every withdrawal over initial 3)
• Combined statements upon request
• $100 minimum opening deposit

TIME CERTIFICATES OF DEPOSIT (TCD)

TCDs typically earn the highest rates of our savings plans and provide a wide range of terms to fit your specific investment needs. TCDs feature:

• $2,000 minimum opening deposit
• Interest compounded monthly
• The option to reinvest interest back into the TCD account, have it
  deposited directly into a Coast National Bank checking or savings account or have a cashiers check mailed to you.

Early Withdrawal penalties apply.

ROTH, EDUCATIONAL AND INDIVIDUAL RETIREMENT ACCOUNTS (IRAs)

An IRA lets you enjoy the benefits of a risk-free, FDIC insured investment with tax-deferred earnings and a competitive interest yield. IRAs feature:

• $100 minimum opening deposit
• Multiple deposit opportunities
• Low annual maintenance fee

Early Withdrawal penalties apply.

IRA Special Service Fees
Annual maintenance fee......... $25
Distribution fee, each............$5
Termination/transfer............ $25
Liquidation of securities.........$75
Marital dissolution................$75